Services

Private Funds (Against Property Collateral)

At Phoenix, we also offer private funding solutions for businesses and individuals who seek faster access to capital through property-backed loans. These are ideal for those who may not meet traditional bank criteria or need quick funding without lengthy processing. By leveraging your residential, commercial, or industrial property as collateral, you can secure the financial support required for business expansion, working capital, or large purchases.

Key Features:

  • Funding against property collateral
  • Faster disbursal through private channels
  • Suitable for businesses and high-value needs
  • Transparent terms with flexible repayment

Business Loan

Running a business requires consistent financial backing. At Phoenix, we offer customized business loans to help entrepreneurs, startups, and established companies manage operations, grow infrastructure, or expand into new markets. Whether it’s for inventory, staffing, marketing, or setting up new branches, we provide smart funding solutions with minimal documentation and fast processing. Our goal is to fuel your ambitions with dependable capital support.

Key Features:

  • Tailored loans for various business types
  • Minimal paperwork and faster approvals
  • Support for expansion and day-to-day operations
  • Personalized financial guidance

Construction Loan

Our construction loans are specifically designed for builders and developers involved in residential, commercial, or mixed-use projects. From initial groundwork to completion, we provide stage-wise funding aligned with your project’s progress. We also assist in assessing legal clearances, project feasibility, and approval processes to make the funding experience seamless and efficient.

Key Features:

  • Funding from land purchase to final construction
  • Disbursement linked to project stages
  • Assistance with approvals and documentation
  • Ideal for small to large-scale developments

Purchase Loan

If you’re looking to purchase commercial property, land, or essential equipment, Phoenix offers purchase loans that make it easier to acquire key assets for your business or personal ventures. Our solutions ensure that your investments are supported with professional guidance, smooth processing, and flexible repayment structures.

Key Features:

  • Ideal for land, office spaces, or equipment purchases
  • Flexible repayment planning
  • Quick and transparent approval process
  • Supports business or personal growth needs

Education Loan

We believe that finances should never hinder academic aspirations. Our education loan solutions are crafted to support students pursuing higher education in India or abroad. Covering tuition fees, living costs, and academic materials, our loan process is smooth, parent-friendly, and designed to give peace of mind during the entire course duration.

Key Features:

  • Covers all key education-related expenses
  • Options for domestic and international studies
  • Simple application and co-applicant flexibility
  • Support throughout the education journey

Bank Overdraft (OD Facility)

Phoenix offers bank overdraft facilities for businesses needing short-term liquidity. This flexible credit line allows you to withdraw funds beyond your current balance to handle unexpected expenses or seasonal demands. Interest is charged only on the amount used, giving you the freedom to manage finances smartly without committing to a full loan.

Key Features:

  • On-demand credit for cash flow management
  • Interest applied only on utilized amount
  • Available with or without collateral
  • Ideal for managing short-term gaps

Working Capital Loan

Smooth operations depend on uninterrupted cash flow. Our working capital loans help cover daily operational costs like salaries, utilities, vendor payments, and inventory purchases. With fast approvals and adaptable terms, we help businesses across industries stay agile, competitive, and prepared for growth.

Key Features:

  • Short-term financing for everyday business needs
  • Fast processing and flexible usage
  • No hidden charges or complex procedures
  • Suitable for all business sectors

Villa Projects Funding

Villa developments require large-scale and focused capital planning. Phoenix offers exclusive funding for villa and gated community projects, supporting developers through land acquisition, design, and construction phases. We provide end-to-end support with funding structures that align with your sales cycle and project goals.

Key Features:

  • Specialized for premium residential projects
  • Covers all stages from land to sale
  • Disbursement aligned with construction phases
  • Project feasibility and legal support

Plots/Layout Funding

Our layout funding solutions help landowners and real estate developers transform raw land into fully plotted layouts. We provide capital for land development, infrastructure, and legal processing, along with expert advisory for sales strategy and compliance. With Phoenix, your layout project is backed by smart funding and strategic planning.

Key Features:

  • Development finance for plotted projects
  • Legal, technical, and sales-related support
  • Flexible repayment aligned with plot sales
  • Ideal for DTCP and residential layouts